Cigna – Dallas, TX

Learn More About the Benefits of Cigna

Brushing and flossing are important for a clean, healthy smile; however, you should visit a dentist regularly. Don’t stress about large dental bills when choosing a Cigna dentist in Dallas. Dr. Liu will help you maximize your dental coverage, so you can achieve optimal oral health without it costing you an arm or a leg.

Cigna Coverage Availability & Fees

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Cigna is a nationwide provider of comprehensive dental plans for families and individuals. Your premiums give you access to discounted rates for the services you need to keep your mouth healthy. Dental insurance focuses on prevention to stop common issues from occurring in the first place, like tooth decay and gum disease. However, if your dentist finds anything concerning, Cigna is there for you. They’ll pay some of the expenses after meeting your annual deductible. Although every plan differs, most policies cover:

  • 100% of preventive services
  • 80% of basic dental services
  • 50% of major dental services

You can visit your dentist every 6 months for a cleaning and checkup. Your copayment will cover 100% of the expenses for preventive services, including X-rays. Researchers have found that $1 of preventive services can save up to $50 on restorative and emergency fees, so you’ll save money down the road. If you require dental work, Cigna will pay some of the costs until you reach your yearly limit.

Cigna recommends choosing a dentist in their network to benefit from more coverage at the time of services. They have pre-negotiated rates with preferred dental practices for specific treatments to reduce oral health expenses. You can still visit any dentist that accepts your coverage, even if they are out-of-network. You’ll enjoy the freedom to choose the exact dentist and treatments you want. You’ll be responsible for the difference between the dentist’s fees and your insurance’s allowable amount.

Your dental benefits don’t last forever. They reset at the end of the year, and you’ll lose anything you don’t use. Nothing accumulates and you aren’t reimbursed for your premiums or deductibles. On average, only 3% of Americans meet or exceed their limits annually, which results in billions of dollars in lost dental benefits. We don’t want to see you throw money down the drain.

Speak to Our Front Desk Team

dental hygienist smiling

Dental insurance in Dallas can be confusing, but you don’t need to navigate your policy alone. A member of our dental team will work on your behalf with Cigna to utilize your benefits to their full potential. They will explain how your coverage is being used and discuss your payment options for any remaining balance. They’ll help you find the solutions you need to invest in a healthy mouth without breaking the bank. Request an appointment through our website or call our office at (469) 949-1993.